After hearing about the 2025 COLA for Social Security payments, there is more good news for people on SSDI who want to work. That being said, people who get disability benefits should know about the new levels for Substantial Gainful Activity.
Remember that everyone who gets SSDI will get a 2.5% raise, and they will get their 2025 COLA boost in January 2025. It’s important to know that the check will now be about $1,580, up from $1,542. Check your “My Social Security” account to see the exact amount you need to get to stay below the limit after the raise.
SSDI & the Social Security Disability Thresholds for 2025 after COLA
The new Substantial Gainful Activity standard has gone up by seventy dollars if you are a disability recipient who is not blind. People who get disability benefits and are blind will be able to tell that the minimum wage has gone up to $2,700. An increase of $110. In 2025, the Base Rate for the Trial Work Period will go up from $1,110 to $1,160.
Substantial Gainful Activity (SGA)
- Non-Blind $1,550/mo. in 2024 and $1,620/mo. in 2025
- Blind $2,590/mo. in 2024 and $2,700/mo. in 2025
- Trial Work Period (TWP) $1,110/mo. $1,160/mo. in 2025
What is Substantial Gainful Activity (SGA) for SSDI recipients?
Just so you know, “SGA” stands for a certain amount of earnings that the Social Security Administration uses to decide if a person can get disability payments.
Keep in mind that a worker must not be able to do any Substantial Gainful Activity in order to get disability payments. In other words, the worker who makes more than the SGA limits cannot get disability payments.
Do not forget that citizens who are blind get a bigger SGA amount than people who are not blind. These numbers change every time the index of the national average wage goes up.
It’s important to note that Substantial Gainful Activity for the Blind only works for Social Security benefits and not for SSI (Supplemental Security Income) benefits. Social Security and SSI payments do allow people who are disabled but not blind to do substantial gainful activity.
Also See:- Here’s How Much the 2025 Social Security Cost-of-Living Adjustment (COLA) Will Boost Maximum Benefit