People who get Social Security income will be surprised in November because they will not get any money during the second week of the month. In most months, the SSA sends checks during all four weeks of the month. However, the plan may change a little in some months, like November.
November 3rd is a Sunday, people who got benefits from the retirement, survivor, and disability insurance (RSDI) program before May 1997 will not get their regular payments that day.
Instead, they will get them on Friday, November 1st, which is a work day. Because of this change, people who get RSDI or SSI will now get their Social Security checks on the first of the month.
When will beneficiaries receive their Social Security payments in November?
As was already said, people who get SSI or RSDI will both get their monthly payments on the first of the month. After this payment is added to, as normal, the Social Security Administration will send three more payments on the second, third, and fourth Wednesdays of each month.
The last three payments are only given to people who are qualified for disability, retirement, or survivor benefits and have claimed them since May 1997. If people meet these basic requirements, they will start getting their Social Security payments in a way that is explained below:
- On November 13th (Second Wednesday), for retirees, survivors, and disabled individuals who were born between the 1st and the 10th
- On November 20th (Third Wednesday), for retirees, survivors, and disabled individuals who were born between the 11th and the 20th
- On November 27th (Fourth Wednesday), for retirees, survivors, and disabled individuals who were born between the 21st and the 31st
People who are eligible for benefits will get different amounts of money each month. These amounts depend on the program they are eligible for and other factors such as their full retirement age (FRA), work experience, Social Security taxes paid, and the type of disability they have.
Please look at the following table to learn more about the current payment amounts that are offered for each program:
| Social Security payments | Retirement benefits | Survivors benefits | Disability benefits | SSI benefits |
| On average | $1,900 | $1,505 | $1,537 | $698 |
| Other payments | Age 62: $2,710
Age 67: $3,822 Age 70: $4,873 |
Individual: $1,773
2 Children: $3,653 |
Blind recipients: $2,590
Maximum payment: $3,822 |
Individuals: $943
Couples: $1,415 Essential person: $472 |
It’s important to remember that people who want to get the most out of Social Security should meet all of the agency’s standards. Because meeting the requirements for these maximum payments can be hard, we suggest that you talk to a financial expert or SSA specialist.
They can look at your finances and help you figure out the best way to apply for these monthly checks. Also, remember that if you don’t get your checks on time, you should wait at least three sending days before calling customer service. The delay could be caused by how your bank processes payments.
The new Social Security check increase will be announced soon
The Social Security Administration has finally confirmed the exact day when the cost of living adjustment (COLA) raise will be given to beneficiaries. This comes after months of guesses about how much their new check will increase.
About 70 million Americans who get Social Security benefits will see the smallest rise in their monthly payments since before the coronavirus pandemic. The Senior Citizens League (TSCL) thinks that there will be a 2.5% COLA starting in 2025, based on the latest CPI inflation figures.
The 2.5% increase that is expected would be the smallest because monthly payments are only going to go up by 1.3% in 2020. The COLA has gone up by an average of 2.6% over the last 20 years.
This means that even though the expected rise is less than what people have been getting lately, it is still about the same as what has happened in the past. Shannon Benton, executive director of the Senior Citizen League, says, “One of the main reasons we ask for a minimum 3% COLA is to make sure that seniors have enough to eat and live on with dignity.”
Also See:- Increased Social Security benefits: The government has a new proposal that doesn’t include COLA