condition benefits from Social Security Disability Insurance (SSDI) are paid every month to people who have a qualifying condition and have worked for at least ten years in Social Security-covered jobs.
A lot of people who are applying for or already get Social Security Disability Insurance and Supplemental Security Income want to know if they can get both at the same time. In fact, some low-income people who get SSDI can also get SSI at the same time.
Are SSDI benefits higher than SSI payments?
Most of the time, SSDI benefits are greater than SSI benefits. In no way does that mean that your Supplemental Security Income will be more than your Disability Insurance amount.
Case in point: As of July 2024, the average SSDI check is worth $1,538. SSI payments, on the other hand, can only go up to $943 for single people and $1,415 for married couples who are qualified. The average SSI amount is only $695.
People who are applying for or already have Disability Insurance often want to know the phone number they can call with any questions they have about the benefit. The SSDI phone number is 1-800-772-1213, and it’s open from 8 a.m. to 7 p.m., Monday through Friday.
SSDI pay chart or payment schedule
The following is how the Social Security Disability Insurance payment plan works:
- If you are receiving SSI benefits and SSDI you can receive your monthly payment on the third of the month
- If you began getting Disability Insurance before May 1997, you get money on the third as well.
- beneficiaries after April 30, 1997:
- payment on the second Wednesday of the month, e.g. Sep. 11: born from 1-10
- payment on the third Wednesday of the month, e.g. Sep. 18: born from 11-20
- payment on the fourth Wednesday of the month, e.g. Sep. 25: born from 21-31
Another question that a lot of disabled people have is about the income limits for SSDI. This is one of two options. The first one says that you can make as much money as you want during the trial work time.
Still, if you are eligible for an extra 36 months, the amount is usually up to $1,550, and if you are blind, it is up to $2,590. You could lose your disabled benefits if you go over them. SGA stands for “Substantial Gainful Activity.” This is what Social Security calls it. To find out more, go to SSA’s website: https://www.ssa.gov/pubs/EN-05-10095.pdf