Many people in the United States will be able to retire at age 67. If you file at age 67 instead of 62, you will get more money from Social Security. All retired workers get about $1,919 a year on average.
Social Security says that the average check for people 67 years old is about $1,885. Because of this, some older people wait until age 70 to start getting retirement benefits and get more money.
Next Social Security for 67-year-olds
You may be able to get your next retirement payment on August 21 in the United States, even if you are not 67 years old. The thing is, you have to meet all the requirements.
- Not receiving SSI
- Receiving Social Security after April 30, 1997
- Not having lost eligibility due to rule infringement
- meeting the birthday requirement
In this case, if you are 67 years old and your birthday is between November 11 and August 20, you will get your next payment on August 21.
In the same way, people who quit at age 67 might get their money a week later. Besides meeting the other requirements, they must have been born between January 21 and December 31.
Maximum Social Security check for almost 67-year-olds
In 2024, you can get up to $3,822 if you are 66 years and 8 months old, which is almost 67. But even so, that is the biggest straight Social Security deposit, and not many Americans are eligible.
Note that you can only get retirement benefits if you filed for them at Full Retirement Age, had a job that was covered by SSA, made the most money that was taxed, and worked for 35 years.
Without a question, the hardest part is getting the contribution and benefit base for 35 years. This is the reason why so few American seniors can get such a big payment.
If you don’t have any savings or investments to cover your monthly payment, it’s not a good idea to file early at age 62. You can get delayed points for Social Security, which can give you a check that is 24% bigger if you file at age 70. So, if you are healthy and want to, wait to file.