Citizens of the United States can apply for their Social Security retirement check in any city in the country if they meet certain criteria.
If we meet these requirements, we will be able to receive the payment. If not, we’ll have to wait until it becomes available.
Thus, not every American is eligible to receive a Social Security check. This is critical; if we do not meet the minimum requirements, we will be unable to receive a Social Security retirement check in the future.
Social Security benefits are not equal for all Americans. It is true that the Administration has rules, but there are also individual elements that can influence these benefits.
If we do not pay attention to all of these individual elements, we may be unable to receive a retirement check.
Retirement age in the United States
Not only do we discover that there is a minimum age for US citizens. Furthermore, there is an age at which we will be able to retire early, as well as a late retirement age at which we will receive benefits in the form of monthly checks.
In this sense, we must control three distinct retirement ages:
- 62 years of age. At this age we can request Social Security checks with a penalty with respect to the full age. This is the minimum age to apply for retirement, unless we have a disability, which makes the rules change.
- 67 years of age. Retiring at this age means getting 100% of the monthly benefit. All the money we have contributed during our working years will have an impact on our final check.
- 70 years of age. This retirement age is the backward age. Thanks to it, we will get extra money every month, reaching figures impossible to reach in other retirement payments.
The minimum age to apply for retirement in this sense is 62 years old. However, we must add that working for ten years is required, as applying for Social Security benefits is impossible without 40 work credits.
These rules change when you have a disability, because the payment is determined by other factors rather than age. To learn more about whether you are eligible for a retirement check, contact the Social Security Administration.
Also See :- How to Increase Your Social Security Check: Retirees, SSDI, SSI and VA