Millions of people in the US who get Supplemental Security Income (SSI) are getting ready to get a surprise payment at the end of December. You are not getting an extra payment with this check.
Instead, it is an advance of your January benefit, which includes the 2025 cost-of-living adjustment (COLA). This advance is meant to make sure that the money is available before the new year starts. This is a common way to avoid delays in the office during the holidays.
SSI is an important program that helps people who are disabled, old, or do not make a lot of money by giving them a basic source of income.
With a 2.5% COLA in 2025, these payments will go up, so people who get them will get more money than they do now. The goal of this change is to fight inflation and keep the purchasing power of the weakest citizens.
Who gets the surprise SSI payment with the 2025 COLA?
With the COLA increase, people who get SSI were supposed to get their payment on January 1, 2025. But because it is New Year’s Day, this payment will be made from December 31, which was the day before.
If you are still not sure how the COLA increase works, this change will be made automatically, so you will not have to tell Social Security.
People who get two payments, one from SSI and one from Social Security, will keep getting paid on the same dates as before.
It was made clear by Social Security that if you do not get the direct deposit on the due date, it could take up to three days afterward. You should call Social Security if you notice that the check does not arrive.
2025 SSI after adding the Cost of Living Adjustment
The cost-of-living adjustment (COLA) will cause the maximum SSI payments to go up by 2.5% in 2025. This is a big increase. The payment for a single person will rise from $963 in 2024 to $967 in 2025. The payment for a couple will rise from $1,415 to $1,450. The increase may not seem like much, but it will help the American economy.
This change is meant to help SSI recipients keep up with inflation and will affect all SSI payments starting in January 2025, though many economists and analysts are concerned that the increase is too small compared to the real cost of living rise.
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