Currently, the Social Security Administration intends to pay an average of $3,014 to senior couples who both receive benefits. This will be the average amount in December 2024.
There will be four more paydays next month, so if you are both qualified for Social Security benefits, you might each receive around that amount. Of course, it will vary on your employment history, filing age, and other considerations, as not all retirees receive the same payout amounts.
When will Social Security issue benefit payments worth $3,089 for senior couples?
These checks or direct deposits worth $3,089 will be sent out on January 3, 8, 15, or 22. This is the amount after the 2025 COLA raise. But how do you know when your pay day is?
You must have been getting benefits since before May 1997 in order to get the payment on January 3, 2025. There is, however, another way to be eligible for the January 3 check.
Anyone who is retired and gets SSI or Social Security will also get their retirement payment on January 3. If you don’t qualify for the payment on the third, you might get it on your birthday.
- January 8 payment: born from 1-10
- January 15 payment: born from 1-10
- January 22 payment: born from 1-10
What are the requirements to get Social Security payments in 2025?
Here are some things you need to do to get a payment of about $3,089 per year for you and your spouse. It’s important to file, but you have to do it at Full Retirement Age to avoid any penalties.
For people born after 1960, the full retirement age will be 67. SSA also says you must have worked in jobs they cover for at least 35 years. Your future Social Security income will depend on how much you earn.
In fact, you have to have made the maximum amount of tax for 35 years and filed your taxes when you were 70 years old to get up to $4,873 in 2024 or $5,108 in 2025. So, these are the steps you need to take to get the biggest Social Security check in U.S. history.