SSI or SSDI? Which disability benefit has Social Security scheduled first?

Posted by Anderson November 7, 2024
SSI or SSDI Which disability benefit has Social Security scheduled first

Disability benefits are available to individuals who have a qualifying disability and meet other basic standards outlined by Social Security. SSI and SSDI are the two most essential monthly payouts for Americans who cannot work due to a disability. Typically, the Administration schedules four paydays for Disability Insurance and one for Supplemental Security Income.

However, there may be exceptions. As a result, Social Security must implement modifications that will affect the regular paydays for both SSI and SSDI recipients in the United States. This is the situation with SSI, which will be issued in November instead of December 1.

SSDI and SSI: payments left in November

If you qualify for any of the remaining SSDI payments in November, you will be ineligible for the upcoming SSI payment. This is because those on SSI and SSDI receive their Disability Insurance payments on December 3 and receive them back on November 1, 2024.

To be eligible for Social Security Disability Insurance payments after November 6, you must:

  • Have your birthday from 1-10: payment on November 13
  • Have your birthday from 11-20: payment on November 20
  • Have your birthday from 21-31: payment on November 27

The Supplemental Security Income payment on November 29 (for December) will go to all SSI claimants who are still eligible. However, the average and maximum amounts for SSI and Disability Insurance do not match.

SSI or SSDI? Which disability benefit has Social Security scheduled first?
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SSDI and SSI payment amounts

SSI provides assistance to low-income individuals and married couples. As a result, their payments are significantly lower. For example, they range from $472 for an important individual to $1,415 for a qualified married couple.

Individuals on SSI can get an average of $697, with a maximum of $943 if no deductions are applied. According to the SSA, SSDI payouts might be around $1,539 on average. Thus, there is a significant difference.

Furthermore, the highest possible SSDI payment is $3,822. The November payments for Americans with disabilities do not include the 2025 COLA rise.

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