Even though it is not even January yet, people who depend on their Social Security Disability Insurance (SSDI) payments are already looking forward to the January payment dates so they can pay for important things, like the Christmas holidays and the upcoming “January slide.”
These dates are already on the Social Security Administration (SSA) calendar, which shows when payments are usually made. This time will not be any different. The people who are supposed to get the resources must know these dates and the staggered schedule for giving them out, which is based on their birthday and is assigned accordingly.
Social Security confirmed the days when beneficiaries will receive their SSDI payment
These are the days on which SSDI payments will be received in January 2025. Please take heed and remember this:
- January 8 (the second Wednesday of the month): if your birthday is between the 1st and 10th.
- January 15 (third Wednesday): if you were born between the eleventh and twentieth
- January 22nd (fourth Wednesday): for those born between the 21st and 31st.
Remember that the SSA says you should wait three business days before filing a claim if your payment does not arrive within that time frame.
This means that you should keep an eye on your bank account to make sure that the deposit went through, but you should also call your bank to make sure there is not a problem on their end. If so, you can get more information from the Social Security Office in your area.
How much money will disabled people earn in the coming SSDI payment?
The current rules for the Social Security Disability Insurance (SSDI) program say that disabled people who can prove they have a medical condition that keeps them from working and who paid into Social Security before they became disabled may be able to get benefits from this program.
There will be a 2.5% increase in these payments because of the cost of living adjustment (COLA), which was announced by the Bureau of Labor Statistics on October 10, 2018. This is because these payments are the first ones of the month. From what Social Security says, disabled people will get the following amounts of money:
| Disability benefits | Social Security checks | 2.5% COLA increase | Extra income |
| On average | $1,537 | $1,575 | $38 |
| Blind recipients | $2,590 | $2,655 | $65 |
| Maximum payment | $3,822 | $3,918 | $96 |
Why is the SSDI payment essential for millions of disabled Americans?
The SSDI payment is an important part of Social Security because it gives workers who can not support themselves because of severe and long-lasting medical conditions small but necessary benefits. The Social Security Administration runs the program.
In April 2024, Social Security disability benefits were given to nearly 7.3 million people. Besides that, 1.1 million children under 18 and 86,000 spouses were also given money.
About $152 billion will be given out in SSDI benefits in 2023. These benefits will be mostly paid for by a portion of the Social Security payroll tax.
When an employee or employer makes up to $168,600 a year, they are taxed by Social Security and have to pay an SSDI tax of 0.9%. The program’s money is managed by an SSDI trust fund, which is legally separate from the much larger Social Security retirement fund. It gets money from payroll taxes and gives benefits.
Based on the most recent estimates, the SSDI trust fund should have enough money to cover all of its needs over the next 75 years, which will end in 2098.
Social Security goes beyond the SSDI payment
Other people who get Social Security benefits, like retirees, survivors, and SSI recipients, will also get higher benefits starting in January 2025. This is in addition to the SSDI payment. Read the following to find out more about all the payment amounts that are available for these people:
| Retirement benefits with new COLA | Survivor benefits with new COLA | SSI benefits with new COLA |
| On average: $1,948
Age 62: $2,778 Age 67: $3,918 Age 70: $4,995 |
On average: $1,543
Individual: $1,817 2 Children: $3,744 |
On average: $715
Individuals: $967 Couples: $1,450 Essential person: $484 |
Also See :- Total change in retirement age – now you have to wait until this age to get 100% – this is what the law says