For those who meet the criteria, disability benefit payments can be a lifesaver. The Social Security Administration (SSA) has announced that November will only see two SSDI payments, but that’s not all—SSI beneficiaries are in for a huge surprise.
The Social Security Administration has scheduled an additional payment for Black Friday, even though recipients have already received their Supplemental Security Income payment in early November.
The Social Security Administration had to reschedule and prepay this Black Friday SSI payment from December 1. Since December 1 is a Sunday, no SSA branch or bank will be open for business.
In order to keep things running smoothly, SSI direct deposits and checks will be sent out on November 29, 2024. However, SSDI payments will be processed more quickly.
Social security payments this month upcoming SSDI payment worth up to $3,822
The recipients of disability benefits who received their insurance on November 1 or November 13 should be reminded that they will not receive their monthly payment until December.
But if you haven’t gotten your SSDI check yet, you can get it on either November 20 or November 27, 2024. Find out if you qualify, below:
- SSDI payment on November 20: if your birth date falls from the 11th to the 20th
- SSDI payment on November 27: if your birth date falls from the 21st to the 31st
- SSDI payment on December 3: on benefits before May 1997 or getting SSI on Dec. 1 2024 too
Who will receive an SSDI check of $3,822 on November 20 or 27?
This big check or direct deposit will go to workers who were able to work for 35 years and made the most money that was taxed during that time. Because of this, it probably won’t get such a big payment.
Also, you had to work at jobs that were covered by SSA and file when SSA says you should have. Most of the time, SSDI will only pay $1,542 in disability benefits. If your payment is too low, you can apply for SSI instead. You can get both types of disability.
How do SSDI and SSI payments differ in terms of amount and eligibility criteria?
Funding Source:
- SSDI is funded through the Social Security Disability Trust Fund, which workers pay into via FICA taxes.
- SSI is funded by general tax revenues.
Eligibility Criteria:
- SSDI eligibility is based on your work history and having paid enough into Social Security. You must meet the SSA’s disability criteria.
- To qualify for SSI, you must have financial need, a low income, and meet the SSA’s disability criteria. It is not tied to work history.
Benefit Amount:
- The amount of SSDI a worker gets is based on their average Social Security-covered earnings over their lifetime. From $1,700 to $3,627 a month, the average payment in 2023 is about that amount.
- The amount of SSI you get is based on your countable income minus the Federal Benefit Rate plus any state supplements. In 2023, the most a person can get from SSI is $914, and the most a couple can get is $1,371. About $700 a month is what most people pay.
How can individuals check the status of their SSDI or SSI payments?
Here are the key ways individuals can check the status of their SSDI or SSI payments:
- Online through your my Social Security account. If you have an account, you can sign in to view details on your application status, benefit payments, and more. If you don’t have an account yet, you can create one.
- By calling the Social Security Administration’s automated phone assistance at 1-800-772-1213 (TTY 1-800-325-0778). This service is available 24/7 in English and Spanish. When prompted, say “application status” or “checks” to get information on your claim or payments.
- By contacting your local Social Security office. You can look up the general inquiry phone number for your local office using the SSA’s Office Locator tool online. The number may be listed under “Show Additional Office Information”.
If you can’t check your status online, call the SSA at 1-800-772-1213 (TTY 1-800-325-0778) between 8am and 7pm, Monday to Friday.
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