You should know when your next payment is coming if you get Social Security benefits from the SSA, because the new raise in benefits will soon be official. The Bureau of Labor Statistics says that claimants will finally find out this week how much their cost of living increase (COLA) will be.
So, everyone who is retired, a widow, disabled, or gets SSI needs to know how much their monthly benefits will go up and when they will get their first payment, which will include this COLA boost.
The Bureau of Labor Statistics looks at statistics on inflation every year to figure out how much the raise will be. This makes sure that all Americans have enough money to keep up with inflation and keep their purchasing power.
The Senior Citizens League (TSCL) thinks that the COLA will go up by 2.73 to 3.2%, but we don’t know the exact number. Find out about the new payment dates for Social Security benefits for the coming year and the estimated amounts of payments for everyone who is qualified.
Social Security has officially announced the new payment date for Social Security checks, including the COLA increase
The federal office known as Social Security is in charge of giving benefits to qualified retired workers, survivors, disabled people, and people who get Supplemental Security Income (SSI). The SSA usually sends five rounds of payments every month.
The first day is for people who get SSI benefits, and the third day is for people who get retirement, survivors, and disability insurance (RSDI) and got their first Social Security check before May 1997.
The SSA sends monthly benefits to people who claimed payments after that date on the second, third, and fourth Wednesdays of each month, depending on the day they were born. That’s after these payments are added on.
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The 2025 Social Security payment schedule says that people who get Supplemental Security Income (SSI) will get their first check, which includes the COLA increase, on December 31st. The payment date for Tuesday, December 31, the previous work day, will not happen because of the federal holiday on January 1.
So, people who get SSI will be some of the first people in the US to get their new Social Security payments, which include the cost of living adjustment (COLA) rise for 2025. Please look at the table below for more information on the guaranteed payment dates along with the new rate:
| Social Security checks for 2025 | Payment date | Criteria to deliver monthly benefits |
| Recipients who meet SSI benefits requirements | No payments in January | These beneficiaries will get their January rewards ahead of schedule on December 31st, as previously stated. |
| Retirees, survivors, and disabled people. (Claimed benefits before May 1997) | January 3rd (Friday) | Only those who filed for Social Security before this date are eligible to receive payments. |
| Retirees, survivors, and disabled people. (Claimed benefits after May 1997) | January 8th (Wednesday)
January 12th (Wednesday) January 22nd (Wednesday) |
Day of birth: 1st–10th.
Day of birth: 11th–20th. Day of birth: 21st–31st. |
How much will the Social Security checks increase for all financial and insurance programs in the US?
Social Security benefits depend on things like the person’s age, work experience, type of disability, and ability to get SSDI. The SSA figures out monthly payment amounts based on these factors to make sure that recipients get the help and benefits they need.
We want to let you know how much your Social Security payments might go up if your monthly benefits go up by 2.5%, even though the official 2025 COLA increase won’t be announced until October.
Please keep in mind that this is just a rough guess of how much your Social Security payments will go up in the future. The actual number and, by extension, the amounts of your payments could change.
| Retirement benefits (Plus 2.5%) | Survivor benefits (Plus 2.5%) | SSDI benefits (Plus 2.5%) | SSI benefits (Plus 2.5%) |
| On average: $1,948
Age 62: $2,778 Age 67: $3,918 Age 70: $4,995 |
On average: $1,543
Individual: $1,817 2 Children: $3,744 |
On average: $1,575
Blind recipients: $2,655 Maximum payment: $3,918 |
On average: $715
Individuals: $967 Couples: $1,450 Essential person: $484 |
Also See:- Social Security is Changing Everything: Here is How It will Impact US Seniors