Most people who get Social Security get money because they are disabled or because they retired. The amount you get each month is based on how much work you’ve done. There are Social Security benefits and FICA taxes that you pay while you work. Once you’ve met the standards, you can start getting benefits based on those credits.
To get retirement benefits, you have to be old enough. To get disability benefits, you must be blind or have a certain kind of impairment. In general, being married doesn’t affect your ability to get retirement or disability payments.
You will be able to get all of these perks if you get married again after a divorce. You can also get all of these perks if this is your first marriage and you were divorced from your last spouse.
Divorced Spouse Benefits
If you are divorced from a Social Security recipient who meets the requirements, you may be able to get payments based on their work experience. This isn’t a full list, but in order to get benefits as a divorced husband, you usually have to:
- Surpass the age of 62
- Have spent at least ten years married to your former spouse
- Be single at the moment
Survivor Benefits
If you die before your spouse or children, they can usually get Social Security survivor payments. They might be able to get this part of your retirement or disability payments depending on things like your credits and their current situation. The exact amount that a claimant can get changes a lot.
Most of the time, a surviving spouse gets the same benefits as their deceased partner. To put it another way, if a partner claims benefits after age 67, they will usually get all of the benefits that the person who died got. When things are like this, remarriage gets detailed and hard.
The age at which you remarry is the main thing that determines whether you can get survivor’s benefits:
Getting married again before hitting 50. There are no surviving partner benefits for the person who died while you are married to the person who died later.
- If you divorce the later partner, though, you may be able to get benefits for a spouse who has died.
- Getting married again between the ages of 50 and 59. There are no benefits for a mate who has died.
- Getting married again after 60 years. Survivor benefits could be given to a partner who has died.
Social Security Tips
People who are claiming Social Security often put off their tax responsibilities by delaying their claims and taking less money out of their traditional IRAs. Here are some choices you can make based on your situation. A financial planner can help you make a complete plan for your retirement.
It doesn’t have to be hard to find a financial expert. You can find up to three local, checked-out financial advisers to work with through SmartAsset’s free service.
Then you can call each expert match for free to get to know them better and choose the best one for you. If you’re ready to hire a financial advisor to help you reach your goals, you should do it right away.
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