Most people know Social Security as a program that gives money to people who are disabled. It does this through programs like Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI).
This month, there is good news for people who are qualified for SSI for disability benefits. The amount of money you get from SSI checks, like retirement checks, depends a lot on where you live. This month, many users may get more money depending on what state they live in.
List of states with the largest disability benefit checks this month
Through the SSI program, people who are blind or ill and have less than a certain amount of money can get a monthly payment. People over the age of 65 who meet the income standards for SSI benefits can get them even if they are not currently disabled.
You might still be able to get SSI even if you already get retirement or SSDI payments. The Social Security Administration says that working Americans who meet the following conditions can get SSDI benefits:
- You must have had jobs that were part of Social Security.
- You must have a medical condition that fits the Social Security definition of disability.
- Monthly SSDI benefits are normally granted to people who are unable to work for a year or more due to a disability. Benefits are often extended until they can return to regular employment. Work incentives such as continuous perks and healthcare coverage are also offered to assist people in resuming their careers.
In which states could your disability benefit checks fail to cover your living expenses?
No matter where you live in the US, your disability benefit checks will be the same, based on your income and other factors. But because of differences in how much it costs to live, the money will not go as far in some places as it does in others. It is not possible that you will be able to live well on SSI or SSDI alone, no matter where you live.
You will make more money, though, if you live in a low-cost state instead of an expensive one. Kiplinger said that information from MIT’s Living Wage Calculator showed that in many parts of the country, people need up to three times more money than the average SSDI user in order to cover their living costs.
Kiplinger looked at where Social Security Disability Insurance payments go the furthest based on the ratio of payouts to median income. They found three states where SSDI covers at least half of a person’s living costs. Wyoming was the best, covering about 52% of a person’s costs. There are, however, six places where SSDI benefits would not cover more than 40% of the cost of living.
In this group, Washington, D.C., comes in last because the average SSDI payment there is only enough to cover 30% of living costs. The ten states below have the biggest percentage of people who get SSI benefits living on their benefits:
- South Dakota 32.7%
- Wyoming 31.8%
- North Dakota 31.6%
- Tennessee 31.4%
- West Virginia: 31.4%
- Kentucky 31.4%
- Arkansas 31.2%
- Ohio 31.1%
- Mississippi 31.0%
- Oklahoma 30.8%
Conversely, the District of Columbia offers the lowest increase in SSI benefits, at 21% of living wages. Based on the research findings,, here you can check the bottom five states:
- New York: 21.1%
- Hawaii: 22.1%
- Massachusetts: 22.2%
- California: 22.2%
- New Jersey: 23.6%
How much money do beneficiaries regularly receive in disability benefit checks?
SSI and SSDI both give different amounts of money to people who qualify based on their monthly income and resources, the type of condition they have, and how much they paid into Social Security before they got disabled. Please look at the following table to learn more about all the different payment amounts that are offered.
Social Security payments | Disability benefits | SSI benefits |
On average | $1,537 | $698 |
Other payments | Blind recipients: $2,590
Maximum payment: $3,822 |
Individuals: $943
Couples: $1,415 Essential person: $472 |
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