Every month, more than 70 million people get Social Security benefits. But they have to meet certain standards set by the Social Security Administration (SSA) before they can get these checks.
The SSA is in charge of the Retirement, Survivorship, and Disability Insurance (RSDI) program, which gives retired, surviving, and disabled people regular payments.
They also have a program called Supplemental Security Income (SSI) that helps people with low incomes. It gives money to disabled people over 65 who haven’t paid into Social Security, and in some cases, it also helps kids who are in certain financial situations.
Requirements beneficiaries must meet to collect their Social Security checks in September
Retirement benefits requirements
You have to meet different requirements based on the school you want to apply for. For example, if you want to get Social Security payments through the retirement program, you must be at least 62 years old and have paid Social Security taxes for at least 10 years. This is called the full retirement age (FRA).
Because the Social Security Administration keeps track of how much you’ve paid into the system, you need to have earned at least 40 Social Security credits. The number of credits you earn depends on your total earnings and self-employment income for the year. To get one point, you need to have worked for about a year, but this may change in the future.
Even though you need Social Security credits to be able to retire, the amount of your monthly retirement income is not based on how many credits you have. It does, however, decide if you are eligible for retirement and other benefits, like disability, Medicare, and survivor benefits.
It does not, however, change the amount of benefits you receive. Also, if you haven’t worked and paid into the system for ten years or more, the SSA will still use the work history of a current or past spouse to decide if you are eligible for a monthly benefit.
When you apply, you have to give information about your current and past marriages. The applicant’s position guarantees the highest monthly benefit.
Disability benefits requirements
You need to have earned Social Security credits in order to be eligible for disability payments. If you don’t, you won’t be accepted. According to the SSA’s rules, people who are eligible for SSDI payments must have paid payroll taxes before they got disabled.
If you are disabled but haven’t paid your payroll taxes, you could still apply for Supplemental Security Income (SSI), even though you don’t have to have paid your taxes.
Condition-related students must not only get enough credits, but also show medical proof that they are blind or have a condition that will keep them from doing substantial gainful activity (SGA) for at least one year.
If you are accepted into the disability benefit program, you will usually keep getting monthly payments until you can go back to work full-time.
There are also some special rules, called “work incentives,” that help you get back to work by giving you continued benefits and health care coverage. If you are getting SSDI benefits and have reached full retirement age, the amount of your benefits will automatically change to retirement benefits.
Other requirements you need to consider for receiving your Social Security payments
In addition to the requirements already listed for both retirement and disability benefits, recipients will need to meet two more requirements in the coming weeks in order to get their benefits.
Because of when their checks are due, only retired workers and disabled people who started getting benefits after May 1997 and were born on the dates below will get them in the next two weeks:
- On Wednesday, September 18th, people born between September 11th and September 20th will get their Social Security checks.
- On Wednesday, September 25th, people born between July 21 and July 31 will get their Social Security checks.
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