More than 70 million people are waiting for the new increase in their Social Security checks for 2025 to be made public. The Social Security Administration says that the new check for the raise will be sent out in January, as planned for 2025.
Before setting pay rates, the Bureau of Labor Statistics should next month announce the official cost of living adjustment (COLA) raise. The Senior Citizens League (TSCL) thinks that the COLA will go up by between 2.73 and 3.2%, but we don’t know the exact number yet.
Find out the new payment dates and amounts for all beneficiaries of Social Security payments if you are qualified for them for the coming year.
Social Security has announced the first payment date with an increase
It is the job of the federal office to send five sets of payments every month. It is the first and third of the month when the first two checks are sent to people who receive Retirement, Survivors, and Disability Insurance (RSDI) and Supplemental Security Income (SSI).
Based on each beneficiary’s date of birth, SSA then gives RSDI recipients three more rounds of benefits on the second, third, and fourth Wednesdays of each month.
The Social Security payment schedule says that people who get Supplemental Security Income (SSI) will get their first payment, which will include the COLA raise, on December 31.
The federal agency will move the payment date to the work day before, which is Tuesday, December 31st, since January 1st is a federal holiday.
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So, people who get SSI will be the first people in the US to get their new Social Security checks, which will include the cost of living adjustment (COLA) raise for 2025. Please look at the following table to learn more about the confirmed payment times with the new rate:
| Social Security checks with COLA increase | Monthly benefits (2025) | Criteria to deliver monthly benefits |
| SSI benefits | No payments in January | As previously mentioned, these beneficiaries will get their January benefits in advance on December 31st. |
| Retirees, survivors, and disabled Americans (collected benefits before May 1997) | January 3rd (Friday) | Only those who filed for Social Security before this date are eligible to receive payments. |
| Retirees, survivors, and disabled Americans (collected benefits after May 1997) | January 8th (Wednesday)
January 12th (Wednesday) January 22nd (Wednesday) |
Day of birth: 1st–10th.
Day of birth: 11th–20th. Day of birth: 21st–31st. |
How much will the Social Security checks increase for all financial and insurance programs in the US?
Some things that affect how much someone gets in Social Security benefits are their age, their work experience, the type of disability they have, and whether or not they are eligible for the SSDI program.
Once a person is approved for the program, the SSA will figure out how much they will get each month based on their situation. The amount of the benefit will change every year because of the cost of living adjustment (COLA). This helps beneficiaries keep up with inflation.
We’d like to let you know how much your Social Security payments would go up if your monthly benefits went up by 2.5%. This is because the official 2025 COLA increase won’t be released until October.
But keep in mind that this is just a guess about how much your Social Security check will go up in the future. The actual number and, by extension, the amount of your payments could change.
| Retirement benefits (Plus 2.5%) | Survivor benefits (Plus 2.5%) | SSDI benefits (Plus 2.5%) | SSI benefits (Plus 2.5%) |
| On average: $1,948
Age 62: $2,778 Age 67: $3,918 Age 70: $4,995 |
On average: $1,543
Individual: $1,817 2 Children: $3,744 |
On average: $1,575
Blind recipients: $2,655 Maximum payment: $3,918 |
On average: $715
Individuals: $967 Couples: $1,450 Essential person: $484 |
Also See:- Expert Concerns: Potential Worst-Case Social Security Payment Problems