Social Security survivor benefits: What are they?

Social Security survivor benefits: What are they?

The Social Security Administration says that Survivor benefits pay benefits every month to family members of people who worked and paid taxes but died. In other words, if your partner worked and paid taxes to SSA, they may give you monthly survivor benefits after your spouse dies.

 

Who can get Social Security survivor benefits?

Keep in mind that these regular payments are not easy to get to. So, only certain family members can get rewards for the death of a loved one. Here is the full list of family members that the government lets get benefits:

  • dependent parent
  • divorced spouse
  • child
  • spouse

For your information, the worker must have paid enough payroll taxes to Social Security before he or she passed away.

 

A Social Security Statement is easy to get if you want to find out if your family can get survivor payments after you die. You can get it online for free from home.

Social Security survivor benefits: What are they?
Source (Faster Capital)

Can Social Security survivor benefits qualify you for other benefits?

For some people who get Social Security, the government says they may also get Medicare in addition to their monthly payment. Of course, on the person who died’s work experience. There are some things you may need to report once you start getting survivor payments.

 

For instance, you need to report any changes to your personal information, pay, or work. All too often, a burial home will tell the SSA that a worker has died. But I’m pretty sure they do offer that service.

 

There is a lump-sum death payment for a surviving spouse or child, and people who are qualified can get $255. Survivor payments are about $1,509.50 a month as of July 2024. Please fill out an application for survival benefits if this sounds like you.

  • Children of deceased workers:  $1,103.54
  • Widowed mothers and fathers: $1,284.42
  • Nondisabled widow(er)s: $1,784.31
  • Disabled widow(er)s: $928.25
  • Parents of deceased workers: $1,612.94

source: https://www.ssa.gov/policy/docs/quickfacts/stat_snapshot/

 

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